Here’s the complete and updated information on Flipkart Axis Bank Credit Card eligibility and how to apply (as of April 2026):
Eligibility Criteria for Flipkart Axis Bank Credit Card
| Parameter | Requirement |
|---|---|
| Age | Primary cardholder: 18 to 70 years Add-on cardholder: 15+ years (or 18+ in some cases) |
| Nationality / Residence | Resident Indian or Non-Resident Indian (NRI) |
| Minimum Income (Salaried) | ₹15,000 per month (some sources mention higher effective requirement around ₹25,000–₹35,000 p.m. depending on profile) |
| Minimum Income (Self-Employed) | ₹30,000 per month |
| Annual Income (often mentioned) | Above ₹3 Lakh (recommended for better approval chances) |
| Credit Score | Preferably 700+ (higher score = better approval & limit chances) |
| Other | Stable income source + good credit history. Final approval is at Axis Bank’s discretion. |
Note: These are indicative criteria. Even if you meet the minimums, Axis Bank evaluates your overall profile (CIBIL score, existing loans, repayment history, relationship with Axis Bank, etc.).
Documents Required to Apply
- Identity Proof: PAN Card (mandatory), Aadhaar Card, Passport, Driving License, or Voter ID
- Address Proof: Aadhaar, Passport, Electricity Bill, Ration Card, or Landline Bill (not older than 3 months)
- Income Proof:
- Salaried: Latest 3 salary slips + Form 16 or ITR
- Self-Employed: Latest ITR (2 years), audited financials, or bank statements
- Recent passport-size photograph
- Bank statements (last 3–6 months) in some cases
How to Apply for Flipkart Axis Bank Credit Card
- Easiest Way (Recommended): Go to Flipkart App/Website → Search for “Flipkart Axis Bank Credit Card” or check the credit card section in your account. Many users get pre-approved offers.
- Visit the official Axis Bank website (axisbank.com) → Credit Cards → Select Flipkart Axis Bank Credit Card → Apply Now.
- Fill in basic details (PAN, mobile number, income, employment type).
- Upload documents or proceed with video KYC/e-KYC if eligible.
- Track application status via Axis Bank or Flipkart.
Pro Tip: If you shop regularly on Flipkart, you may see a personalized “Apply Now” banner offering instant approval or higher limits.
Key Benefits (Quick Overview)
- Flat 5% cashback on Flipkart, Myntra & 2GUD
- 4% cashback on Cleartrip
- 2% cashback on other online spends
- 1% cashback on offline spends
- Joining/Annual fee often waived on meeting spend criteria (e.g., ₹3.5 Lakh annual spend)
Would you like me to also cover:
- Full benefits & rewards details?
- Joining & annual fees?
- Step-by-step application process with screenshots description?
- EMI conversion or other features?
Just tell me your employment type (salaried/self-employed), approximate monthly/annual income, and credit score range (if you know it). I can tell you your realistic chances of approval and suggest alternatives if needed!